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Debt Quiz

Debt consolidation was originally initiated by the major creditors to help families meet their financial obligations without having to resort to bankruptcy. Whether you are looking to reduce your debt, avoid bankruptcy, stop creditors from calling or free up extra cash, we can help.

Please answer the following questions honestly.

1. Are you borrowing from one card to pay another?

2. Are you living paycheck to paycheck with no savings?

3. Are you falling behind in your payments or late in paying your bills?

4. Do you have to check the balances on your credit cards to see if you can use them?

5. Do you have more than 2 major credit cards with balances on them?

6. Are you paying the minimum payment due on most of your credit cards?

7. Do you ever get a stomachache when thinking about your finances?

8. Do you dread opening the mail because you know that bills are coming in that you may not be able to pay?

9. Are collectors or your creditors calling your home and place of work?

10. Do you lie awake at night wondering how or if you will ever get out of debt?

Scoring:
Give yourself one point (1) for every question above that you answered "yes".

Results:
7 or more points: Please call us today. Your life is being run by your debt. You can become debt free and learn to live in financial freedom. Your creditors will work with us to lower your monthly payments and interest rates.

Be brave and call us today.  There is no obligation. You came to our web site for a reason. Now, let us help you.

4-6 points: You finances are in trouble. You have probably thought about debt consolidation before. You are spending a lot of time worrying and thinking about your bills. Let our professional debt counselors give you a helping hand. You can pay one lower monthly payment with lower interest rates. Find out how.

1-3 points: Your finances are not in great condition, but so far you've been trying to handle it on your own. If you're afraid you may not be able to continue on your current path, you are welcome to contact us to find out if we can make paying your bills easier for you and less expensive. Please don't wait until your bills are out of control.

We offer a FREE, debt consolidation analysis at NO OBLIGATION that will show you how to restructure your debts into a payment plan that will cut years off your repayment period, resulting in saving time, money and effort.

FREE NO OBLIGATION CONSULTATION

(304) 253-2013

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Last modified: 10/22/07